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Contents [ hide] 9 Strategies to Help You Make Your First Million by 40. There are 59. And one in four come from the lower-middle class. S. If you don’t budget, I promise you’ll lose money to overspending. Carlos Slim may be the richest man in Mexico, but it took him 30 years to become a billionaire. An even better option is to start your own company. The median for workers with a high school diploma is $1. This is why all the large corporations focus on team-building and leadership. Saying you want to be wealthy won’t get you there. S. You might be surprised to learn that someone with a modest house and older car has $1 million in the bank. Jobs That Can Make You a Millionaire. If you are starting from scratch, you will need to invest about $4,757 at the end of every month for 10 years. To become a millionaire by 20, kids have to start working much younger. Tripling it to 15% speeds up the process by just one and a half years. 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